Loan for Professionals

Professional Doctor Loan: Empowering Medical Professionals to Achieve Their Dreams.

As a doctor, you have dedicated your life to caring for others and making a positive impact in the field of medicine. Whether you're planning to open a clinic, expand your practice, or invest in medical equipment, Rupee Boss is here to support you with our Professional Doctor Loan.

At Rupee Boss, we offer the best loans for doctors and physicians, tailored to meet your specific requirements. Whether you need a loan to open a clinic, expand your existing practice, or cover other business-related expenses, our Doctor Loan is the ideal solution for you.

Benefit from competitive interest rates, ensuring affordable monthly repayments and favorable loan terms. Our goal is to provide you with the financial support you need to succeed in your medical career and make a difference in the lives of your patients.

Don't let financial constraints hold you back from realizing your professional goals. Apply for our Doctor Loan online today and experience a seamless borrowing experience with Rupee Boss.

Loan for Professionals EMI Calculator

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Check your customised Loan Eligibility now.

Why choose Rupee Boss for your Loan for Professionals needs?

Service benefits

Approval in 30 minutes: We understand that your time is valuable. With our streamlined application process, you can expect quick approvals, ensuring that you can move forward with your plans without delay. Experience the convenience of receiving loan approval within just 30 minutes.

Easy Approval: Our Doctor Loan is designed to provide medical professionals like you with easy access to funds. We consider your profession and income stability, making the loan approval process straightforward and hassle-free. Focus on your professional aspirations while we take care of your financial needs.

No Security Needed: We understand that as a busy doctor, you may not have the time to arrange for collateral or security. With our Doctor Loan, you can enjoy the benefit of not needing to provide any security or collateral. Simply focus on your goals and let us take care of your financial requirements.

Quick Disbursal: We value your time and strive to provide quick disbursals so that you can put your plans into action promptly. Once your loan is approved, the funds will be disbursed to your account efficiently, enabling you to take the necessary steps towards achieving your dreams.

Key Features

Interest Rate: 11% to 18% per annum

Loan Amount: up to Rs. 55 lac (may vary across lenders)

Tenure: up to 60 months

Processing Fees: 2% to 2.5% of loan amount (varies across lenders)

Eligibility Criteria

Professional loan eligibility varies across lending institutions and loan schemes so a common set of housing loan eligibility criteria is given below.

Age Limit

25 – 65 years (not more than 65 years at the time of loan maturity)

Minimum Income 

Rs. 1 lac per annum 

(may vary across lenders)

Minimum Work Experience

Doctors and Chartered Accountants – 4 years post qualification

Company Secretaries and Architects – 5 years post qualification

2 years profitable business

Credit Score

Preferably 750 and above (varies across lenders)

Professional Loan Interest Rates

Rate of Interest
HDFC Bank Up to 14.50%
IDFC FIRST Bank 10.85% onwards
Indusind Bank 13% onwards
Axis Bank 14.25% onwards

Documents Required

Documents required for availing Personal Loans

  1. Proof of professional degree, such as the certificate from the institution
  2. Duly filled application form with passport-sized photographs
  3. Business Plan
  4. A copy of PAN Card of the applicant and business
  5. Proof of Residence (Passport, Driving License, PAN Card, Aadhaar, etc.)
  6. Proof of Identity (Driving License, Passport, Voter ID, Aadhaar, etc.)
  7. Bank statement of the past 6 months
  8. Income tax returns for the most recent year
  9. Profit and loss account and balance sheet for the past 2 years, duly audited by a chartered accountant
  10. Trade license, tax returns, and proof of operation of the business
  11. Other documents associated with the registration and practice of the business
  12. Any other document required by the lender

Note: The above list is indicative and your lender might ask for additional documents


1. How do I initiate a professional loan application?

You can start your professional loan application through two methods. Online, access the official bank website and select the 'Apply Now' button. Fill in the necessary information and submit the required documents. Additionally, specify your desired loan amount. Upon document submission, the bank will carefully review and authenticate them. If everything is in order, the approved loan amount will be transferred to your bank account. Alternatively, you can opt for an offline application by visiting the nearest branch of the lender offering the loan. A bank representative will guide you through the application process, so ensure you have all relevant documents on hand.

2. Where can I find an EMI calculator to determine my loan amount?

Many banks provide an EMI Calculator tool on their official websites. Access the calculator, input your desired loan amount, repayment tenure, and interest rate, then click 'Calculate.' This will display the monthly EMI you'll need to pay.

3. Where can I find an EMI calculator to determine my loan amount?

You can also utilize the EMI Calculator on the BankBazaar website. Simply enter your loan details – including amount, tenure, and interest rate – to instantly calculate your monthly EMI.

4. What are the repayment options for the loan?

Repayment of your loan offers various avenues. Online, you can use your debit/credit card, net banking, UPI, or NACH (National Automated Clearing House) for EMI payments. Alternatively, you can visit the nearest bank branch from which you obtained the loan and make payments via debit/credit card, cheque, demand draft, or cash.

5. Will I incur pre-payment or foreclosure charges?

The possibility of pre-payment or foreclosure charges depends on the specific policies of the lender.

6. Can I have a co-signer for my professional loan application?

Yes, you have the option to include a co-signer when applying for a professional loan.

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